Sovereign NZ TV Ad - A+ Rating - 15secs

Sovereign New Zealand - A+ Rating - We rate a lot of things highly in our life. And Sovereigns A+ rating for Financial Strength ensures theyre there to protect them. Humorous life moments, captured in framed pictures on walls, show us how we care for the special things in life - which Kiwis trust Sovereign to do, too. For more information about Sovereign talk to your adviser or visit www.sovereign.co.nz Voice over by Sir Michael Gambon Client Sovereign Marketing: Craig Waugh, Richard Allen Agency: TBWA\Tequila Creative Director: Guy Roberts Deputy CD/Writer: Corey Chalmers Account Director: Victoria Graves, Blake Crosbie Account Manager: Leila Roberts Agency Producer: Marg Slater Director: Summer Agnew @ Curious Producer: Seth Wilson, Tara Riddell @ Curious

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Brittany Kathleen Slater's HelpFlo Audition!

Help Flo Progressive Helper Contest. I really want to help Flo sell insurance!!!

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Tuesday Morning Coffee - Insurance

Jay Robinson talks with Mark Slater, Jr of Sunbelt Insurance Group about homeowner's insurance, flood insurance and some of the recent changes in the insurance market

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Toyota Grand Prix Long Beach - Celebrity Race 026 027 - 041710 - PapaBrazzi Report

BLRock 994 - Toyota Pro Celebrity Race in Long Beach, California. Names like Chris Ashworth North Hollywood Toyota - Vice President, Jamie Bestwick BMX Rider, Adrien Brody Actor, Adam Carolla Comedian and Writer, Tanner Foust TV Host Pro Racer and Stunt Driver, Brian Austin Green Actor Director and Producer, Tony Hawk Action-Sports Athlete, Zachary Levi Actor, Jesse McCartney Singer Songwriter and Actor, Steve Millen Racing Champion, Marty Nothstein Drag Race Driver and Former Champion Cyclist, Dave Pasant Retired Insurance Executive, Megyn Price Actress, Keanu Reeves Actor, Christian Slater Actor, Tika Sumpter Actress, Jimmy Vasser 1996 IndyCar World Series Champion, Patrick Warburton Television and Film Actor, Jerry Westlund Charity Auction Winner. The Toyota Pro/Celebrity Race is an annual 10-lap auto race held each April since 1977 as part of the United States Grand Prix West, and later the Toyota Grand Prix of Long Beach weekend at Long Beach, California. Since 1991, the event has raised money for "Racing for Kids," a national fund-raising program benefiting children's hospitals in Long Beach and Orange County. The TPCR pits celebrities against professional racers from various types of motor racing. From its inception until 2005, From 1977 until 2005, the drivers drove showroom stock Toyota Celicas. Since 2006, the Scion tC is the car used in the race. Celebrity contestants range from Hollywood's "A-list" elite, budding young stars and starlets, professional sports ...

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Finance - One Reason to Start Planning Your Estate Today

To begin, a quick overview of estate planning. In general, estate planning is the process of determining the way in which one's assets will be distributed after death. Because applicable state and federal laws must take a very broad view of the topic and offer "one-size-fits-all" solutions, they frequently do not reflect the wishes of the deceased. However, if no record of the deceased's wishes can be found, his or her property will be handled in accordance with state intestacy laws, often to the detriment of potential heirs.

In a nutshell - estate planning is important. Experts agree that every man and woman needs a valid plan for the handling of their assets after death. Unfortunately, despite media coverage of the issue, many people still choose to put off estate planning until the last minute - and then are dismayed by the amount of work before them.

For anyone who needs a good reason to start the estate planning process now, consider the purpose of a similar process - financial planning. The goal of a financial planner is to help his client diversify, grow, and protect her assets. By putting a good financial plan into action early on, the client reduces the amount of money she must contribute every month, but will still receive a large nest egg in time for a comfortable retirement.

The same principle applies to estate planning. In fact, the way in which you intend to distribute your assets after death will influence the way in which you choose to handle them while you are alive. The provisions of your will could have profound effects on the types of trust in which you place your funds, for example.

Three reasons to start estate planning early:

- Reduce the burden of time. Designing a good estate plan is a long, time-consuming, ongoing process. Starting early reduces the amount of time you have to commit at once. Think of it like studying for an important test - doing a little bit of studying every day is less stressful than cramming everything into a few hours the night before.

- Time to talk with your loved ones. Probate disputes are some of the most disruptive and harmful processes a family can face. Discussing your wishes with your loved ones can head off such disputes before they happen.

- Cross-influence. As mentioned above, estate planning influences financial planning, and vice versa. If you start one early, the other should start early as well.

For more information, visit the website of Austin probate lawyers Slater & Kennon, LLP at http://www.probatelawyeraustin.com.

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Sovereign TV Ad - A+ Rating - 15secs

A+ Rating - We rate a lot of things highly in our life. And Sovereigns A+ rating for Financial Strength ensures theyre there to protect them. Humorous life moments, captured in framed pictures on walls, show us how we care for the special things in life - which Kiwis trust Sovereign to do, too. For more information about Sovereign talk to your adviser or visit www.sovereign.co.nz Voice over by Sir Michael Gambon Client Sovereign Marketing: Craig Waugh, Richard Allen Agency: TBWA\Tequila Creative Director: Guy Roberts Deputy CD/Writer: Corey Chalmers Account Director: Victoria Graves, Blake Crosbie Account Manager: Leila Roberts Agency Producer: Marg Slater Director: Summer Agnew @ Curious Producer: Seth Wilson, Tara Riddell @ Curious

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Death Insurance

Thinking about your own death, especially while in the prime of life, may seem morbid, but it is actually the perfect time to put your affairs in order. One way to ensure your wishes today are carried out tomorrow is with a funeral insurance policy. The subject may seem intimidating but it's preferable to the possibility of leaving your family members alone and vulnerable should you die without making plans. Review these questions and answers for a good idea of how to start:

� Why is funeral insurance important?
� Your loss will change your family's financial situation; funeral insurance, which is also called burial insurance or death insurance, will help get them through the urgency of a funeral without undue financial burden.

� Do healthy people really need death insurance? � Healthy Australians die unexpectedly every day. A sudden and unexpected death is shocking enough, without the added expense an unplanned funeral will generate.

� What's the value of a death insurance policy?
� Plans vary, with benefits peaking at $15,000. When death is accidental, the benefit amount paid to beneficiaries triples.

� Does inflation affect coverage?
� Yes, and you'll be notified each year at policy renewal time. Expect an increase of 5% each year but you may choose to decline the increase in writing if you'd rather not opt in to it.

� Who's eligible?
� Every Australian between 18 and 79 years of age is eligible, regardless of health status. No one is denied and no pre-enrollment medical examinations are required.

� Any exceptions?
� The only exception is when death happens during the first year the plan is in effect. During this first year, death cover applies to accidents only. After that, death from any cause is covered.

� What happens if a policyholder goes overseas?
� Overseas travellers need not fear gaps in coverage. Every policyholder is covered 24/7, no matter where in the world death occurs.

� What about family cover?
� Your family can be covered, too, if that's what you choose. Death insurance is available to the individual; the individual and a partner; and the individual, partner, and every child in the family until he or she reaches the age of 21.

� Will rates to go up over time?
� Premium rates are adjusted every year to reflect the age of the oldest family member covered. Premiums must be paid until this policyholder turns 90 but, after that, no more premiums are required no matter how long the policyholder lives.

� Will coverage ever expire?
� No, coverage will not expire or be dropped as long as premiums are paid. Renewal is guaranteed every year.

� Who gets the benefits when the policyholder dies?
� Every policyholder can nominate as many as five beneficiaries per policy. If no beneficiaries are named, benefits will be distributed in accordance with the Life Insurance Act of 1995.

Making your own final plans means that loved ones are well protected from financial loss that can be as painful as a broken heart.

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